Smart personal finance tracker

Take control of your financial future.

Automatic expense tracking, budgets, forecasts and insights across the banks you use. StashBeat keeps the rhythm.

Free plan · no card needed
2,000+ banks · 29 countries
Total balance · 4 accounts
€240
€12,480.52
Blue Bottle
-€4.20
Goal: Tokyo
+€50.00

Feel organised

All your accounts, transactions, and budgets unified in one clean, effortless dashboard.

Less stress about money

Clear visibility of where every euro goes, so nothing ever catches you off guard again.

Plan for the future

Set savings goals and forecast your cash flow up to 12 months ahead.

Why StashBeat

Everything you need to manage, track, and grow your personal finances in one place.

StashBeat connects to your bank accounts and gives you a crystal-clear view of where your money goes. With smart categorisation, budget planning, and insightful analytics, you'll always know your financial position.

6
Languages
PSD2
Read-only bank access
Bank Connect

Automatic bank sync

Connect your banks once and StashBeat keeps pulling in new transactions in the background.

AI Powered

Smart categorisation

Our AI engine reads your spending patterns, assigns categories automatically and learns from every correction.

Budgets

Budget planning

Build budget scenarios per category and compare them with what you actually spend.

Insights

Reports and analytics

Monthly and yearly reports, a P&L view, a cash-flow diagram and a spending heatmap.

Forecast & goals

Goals and cashflow forecast

Track savings goals and see your cash flow up to 12 months ahead, with a likely, low and high range.

AI

AI assistant and recaps

Ask questions about your money in plain language (Plus and Family), and get weekly and yearly recaps by email or push.

Households · Family plan

Budget together, keep what’s yours.

Invite your partner and run a shared budget without giving up your privacy. You decide which accounts they see and how shared accounts are split.

  • Invite your partner. Send an email invite. They join with their own login.
  • Choose what they see. Mark each account as yours, theirs or shared, and keep private accounts private.
  • Split shared accounts. Set how a joint account divides between you, by percentage.
  • One budget, three views. Switch between Mine, Ours and All, and plan shared budget scenarios together.

Family covers two people for $9.99/mo. Two Plus plans would cost $11.98/mo.

Connected banks

All your bank accounts in one place.

Connect your banks in 29 European countries, and track everything in one dashboard. If your bank isn’t available yet, import its statements as CSV or Excel files.

2,000+
Banks supported in Europe
29
Countries with open banking access
ECB
Exchange rates, updated daily
Europe-wide coverage
Connect banks in 29 European countries.
Auto-sync
Transactions update automatically in the background, no manual imports.
Bank-grade security
PSD2 open banking with read-only access. Data is encrypted in transit and at rest.
Instant categorisation
AI-powered categorisation the moment a transaction lands.
Multi-currency
Track accounts in about 30 currencies with daily ECB exchange rates.
Two-step sign-in
Login codes on new devices and an optional authenticator app.
Budget vs actuals
Compare planned budgets against real transactions.
All banks welcome
From local credit unions to neobanks like Revolut and N26.

Supported banks

Live · Syncing now
Deutsche Bank
Germany
BNP Paribas
France
Santander
Spain
ING
Netherlands
HSBC
Europe
Commerzbank
Germany
Erste Bank
Austria
Raiffeisen
Croatia
OTP Bank
Hungary
UniCredit
Italy
KBC
Belgium
Nordea
Sweden
Revolut
Europe
N26
Germany
Wise
Europe
Bunq
Netherlands
CaixaBank
Spain
ABN AMRO
Netherlands
mBank
Poland
Swedbank
Estonia
and 2,000+ moreHover to pause
Support & FAQ

Still have questions?

Can’t find the answer you’re looking for? Send us a message about connecting your bank, a report or your first budget scenario.

Which banks and countries are supported?

StashBeat connects to banks in 29 European countries, through Enable Banking’s open banking network. During setup you can search by bank name or country to check that yours is available.

How does automatic transaction sync work?

Once you connect a bank, StashBeat fetches new transactions automatically in the background and categorises them. No CSV uploads or manual entry needed.

Is my financial data secure?

Yes. We use PSD2 open banking with read-only access, so StashBeat can never move money. You sign in at your bank, so we never see or store your bank login. Data is encrypted in transit and at rest, and you can add an authenticator app to your StashBeat sign-in.

Can I import transactions from a CSV file?

Yes. You can import bank statements as CSV or Excel files, for example for an account open banking doesn’t cover. Imports cover the current calendar year.

How does the budget and forecasting feature work?

Plan budgets per category and compare them with actual spending. The cashflow forecast projects your balance from your recurring income and costs: 30 days ahead on Free, up to 12 months on Plus and Family.

What currencies does StashBeat support?

StashBeat supports multi-currency accounts out of the box. When a transaction in a foreign currency is detected, the relevant currency is automatically activated for your account. You can set a base display currency in Settings and all balances will be converted using up-to-date exchange rates.

Can I share StashBeat with my partner?

Yes, on the Family plan. Invite your partner by email, choose which accounts they can see, split joint accounts by percentage and plan a shared budget together. Family covers two people.

Ready when you are

Start the beat. Own the money.

Free forever, no card needed. Upgrade when you’re ready.